For centuries Democracy has been based on voting people. We know all of that: Greece, the French revolution, the modern democracies.
Seems like it is not working fine.
We’ve been voting for people who never had responsibilities for what they do. It is like if we’d go to a company and ask for a service, we give money for that service and the company isn’t responsible to provide that service. It doesn’t seem so funny. Other than not being funny, it is far from a concept called justice: there’s no balance. It is not happening what we really want.




We based our co-banking framework like a Design Democracy in order to distribute a reliable economic power to everyone who wants to create value and share it.

We based the system on the collective intelligence framework too. At first, you shouldn’t be biased by knowing who had the idea nor who’s going to realize it. You just say if you want that idea to become real or not. Then, when the idea reach enough voting level, the complete truth comes: who voted for, who appreciated it, who’s committed to realize it. Transparency at the best level.
If the people committed don’t manage to realize the goal, the idea remains, and awaits for completion. If the people are corrupted, you can substitute the people in charge anytime by submitting and voting a change. That idea, that need, that will wants to be realized.


Imagine a million people sending one euro to a common fund. The fund grows and ideas pop out. Some are loved, some other seem good investments, some other have great commitment, and so on. The ideas are never cancelled. When one idea gets 10% of the votes, becomes transparent, and when it is 100% committed, becomes approved. Loved ideas get more chances to be seen in the first, random view.

And to be more effective, we also need something called “multidimensional voting”. In democracies you just put a “like”. And that’s it.
We thought of some different voting other than likes. One is a heart: you love that idea. Another is commitment: you would participate in that, just like an action, or just like working in it. Another vote is money, just to say that it is a good investment. Then you have an automated one, that is called “memory”: if a similar idea was good, then this idea would have a “memory” benefit. Finally, we have a “Spam/Hateful/Illegal” vote that needs to be justified, and a diversity one: the idea is strange, unconventional, bizarre, crazy. And we could vote for bizarre ideas!

7 stages are set for the committed people to start their business. At every stage, they get incremental amounts of money. Anybody can check if they’re doing a good job, during the seven phases and afterwards. When the business starts, the people committed get paid: that’s great for them as it’s the job they were committed to! It’s like an identity-based employment market!
And when the business idea gets its revenues, after having paid the wages, the earnings go back to Cooperacy, so that other people may realize their ideas!
It’s a growing cycle that will allow a cooperative economy to be parallel with the competitive one. But not everybody loves competition.

We are different, we want to develop diverse ideas together.
What is yours?

The co-bank platform will be completed soon. Meanwhile, feel free to join Cooperacy using the footer registration link.